Richard Hartmann JD, CLU, ChFC, TEP

Richard co-founded AUCTORIS in 1978 and is one of the most well respected leaders in the life insurance planning sector. Combining his legal, tax, and broad life insurance knowledge with decades of experience, Richard designs sophisticated life insurance portfolios for ultra-affluent families. He has implemented planning strategies that have successfully transferred millions of private wealth multi-generationally and to charity.

Richard believes that private wealth remaining under family control does more to serve the needs, goals, values, and objectives of the family, their community, their charities, and society as a whole, versus passing 35-45% of wealth by default through the tax and government system.

His unique skill of communicating complex planning concepts in a completely understandable manner has made him a valuable resource for families and business owners. In this client-centric approach, he understands every family has different concerns, goals, dreams, and desires – so he listens first, then uses his experience to design plans with other advisors to accomplish each family’s unique goals.

In 2014, Richard expanded AUCTORIS’ vision and mission internationally, applying AUCTORIS’ successful business model and best practices to affluent global citizens. Taking the unknown concept of the strategic uses of life insurance abroad, Richard has effectively supported ultra-affluent clients in Latin America and Asia with their wealth preservation plans and life insurance portfolios. He chaired the first two International Advisors Conferences for M Financial (2017 and 2019). The conferences focused on international planning emphasizing international life insurance opportunities to address domestic and foreign tax issues.

After graduating from St. Louis University School of Law, he worked in the Estate Tax Planning Division of Northwestern Mutual Life and became an officer of the company before leaving to found Auctoris. 

CA Insurance License #0793080